Our story
We are Noja Rahoitus, a Finnish invoice financing company and, true to our name, a support for our customers and an enabler of their growth stories. We help companies stabilise and secure their day to day business by maintaining and accelerating cash flow.
We want to be the most versatile invoice financier in the Nordics, and a company that knows its customers by name.

Partnership that makes growth possible
We help your company grow and reach its next success stories. It all begins with understanding the operating environment. You have to be flexible where flexibility is needed, and above all when it creates new opportunities and vitality. Equally, you have to be uncompromising where that creates security and enables continuity. In every situation you have to be ready to offer support. This is what genuine partnership means.
For us, business is above all a matter of trust between people. We want to know our customers, our partners and our colleagues as people, not merely as roles. That is one of our most important values.
Our expertise lives in our employees. We do not see them as resources, but as individuals and professionals whose skills complement one another. That is why we look after both their expertise and their wellbeing. We believe that a person who is doing well also does their work well.
A better future, growth and success are built on the decisions and the work of today. We are ready to make them with you.
Noja in numbers.
12+
years supporting
business growth
1 000+
client companies
75
customer satisfaction
NPS 2025
24 h
average decision time
“A significant part of our company culture comes down to one word: together. You, our customers, the people of Noja and all our partners. We succeed and thrive together.”
Mika Mäkinen
CEO
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