Accelerate your cash flow and bring stability to growth

Turn your sales invoices into cash immediately, gain flexibility on purchase invoice payment terms and leave the tracking of due dates to us. You release funds for your company’s growth safely and without surprises.

Financing directly where you already invoice

We work with the leading providers in the field, so our service runs where you already work. It is compatible with more than 100 invoicing systems. You send your invoice as usual, and we take care of the financing and payment monitoring automatically. Applying for financing is straightforward, and you can review the offer with no obligation.

Visma
Savings Bank
LähiTapiola
Amili by Visma
Intrum

Noja in numbers.

12+

years supporting
business growth

1 000+

client companies

75

customer satisfaction
NPS 2025

24 h

average decision time

Become a customer with ease

Apply for invoice financing for your company in a matter of minutes. We go through your financing needs with you, make a credit decision quickly and handle the setup on your behalf, so you can focus on growing your business.

Why do our customers choose Noja?

→ Thorough

You always get a solution that suits your company. We take the time to understand your business properly, so that financing supports your day to day operations safely. Invoice financing is not a payday loan or an emergency fix, but a tool for controlled growth.

→ Transparent

You always know exactly what you are paying for. We have no hidden charges, annual fees or confusing fine print. You pay only for the service you use at any given time.

→ Agile

We do not run a paper mill or drag out decisions. We act promptly and keep things simple, so that money moves when you need it.

→ Personal

You always speak to a real person, never to an automated system. You have your own familiar contact person, who understands your everyday business and whom you can call on whenever you need support.